function myplugin_custom_js_for_specific_pages{"id":1073,"date":"2016-12-14T14:34:35","date_gmt":"2016-12-14T20:34:35","guid":{"rendered":"http:\/\/www.yunius.com\/?p=1073"},"modified":"2016-12-14T14:34:35","modified_gmt":"2016-12-14T20:34:35","slug":"sofom-y-uber","status":"publish","type":"post","link":"https:\/\/www.yunius.com\/sofom-y-uber","title":{"rendered":"Alianzas que impulsan nuevos modelos econ\u00f3micos: Sofom y Uber"},"content":{"rendered":"<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-1074 alignnone\" src=\"https:\/\/i0.wp.com\/www.yunius.com\/wp-content\/uploads\/2016\/12\/19588717540_9d9224d888_b.jpg?resize=775%2C436\" alt=\"19588717540_9d9224d888_b\" width=\"775\" height=\"436\" srcset=\"https:\/\/i0.wp.com\/www.yunius.com\/wp-content\/uploads\/2016\/12\/19588717540_9d9224d888_b.jpg?w=1024&amp;ssl=1 1024w, https:\/\/i0.wp.com\/www.yunius.com\/wp-content\/uploads\/2016\/12\/19588717540_9d9224d888_b.jpg?resize=300%2C169&amp;ssl=1 300w, https:\/\/i0.wp.com\/www.yunius.com\/wp-content\/uploads\/2016\/12\/19588717540_9d9224d888_b.jpg?resize=768%2C432&amp;ssl=1 768w, https:\/\/i0.wp.com\/www.yunius.com\/wp-content\/uploads\/2016\/12\/19588717540_9d9224d888_b.jpg?resize=356%2C200&amp;ssl=1 356w\" sizes=\"(max-width: 775px) 100vw, 775px\" data-recalc-dims=\"1\" \/><br \/>\nEntre las innovaciones tecnol\u00f3gicas que hoy en d\u00eda sirven al usuario com\u00fan, se encuentran las aplicaciones que permiten solicitar y usar el servicio de taxis desde el celular del usuario sin mayor problema y sin la necesidad de usar efectivo, pues los cargos se aplican directamente a una tarjeta de credito o debito; \u201clo solicit\u00f3 desde mi celular, espero a que llegue.. mi viaje se realiza en auto nuevos o seminuevos, limpios, c\u00f3modos, atenci\u00f3n amable\u2026 llego a mi destino y puedo incluso evaluar el servicio prestado\u2026 sin m\u00e1s complicaciones\u201d.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">La demanda de este servicio ha crecido considerablemente, y ha abierto un nicho de negocio tanto para personas como para empresas.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Entidades Financieras han iniciado negociaciones con las empresas que prestan el servicio (Uber, Cabify, Easy taxi, etc.), creando y ofreciendo productos de cr\u00e9dito para los socios de dichas empresas, con lo que permiten financiar la adquisici\u00f3n de autom\u00f3viles para brindar el servicio, y las mismas empresas prestadoras se encargan de realizar los descuentos por concepto de pagos.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">En una entrevista realizada por El Financiero al director de una financiera que ya trabaja en el proyecto, coment\u00f3 que la Sociedad Financiera de Objeto M\u00faltiple (SOFOM) firm\u00f3 un convenio con Uber, para que esta entidad se encargue de financiar autom\u00f3viles que se utilicen para dar el servicio de la plataforma. \u201cTenemos un producto con Uber donde el enganche inicial es de 3% y nos estamos ajustando a plazos de hasta seis a\u00f1os con el conductor\u201d., explic\u00f3 el directivo.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">El director de la sofom explic\u00f3 que el financiamiento para este producto es parecido al que se ofrecen en los cr\u00e9ditos de n\u00f3mina, es decir, la instituci\u00f3n otorga el financiamiento y el beneficiario del pr\u00e9stamo lo liquida v\u00eda retenciones que le hace Uber.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">\u201cSomos de las primeras empresa que tenemos un convenio directo con Uber. Esta empresa hace una retenci\u00f3n del pago que hace al socio; es decir, es similar a un cr\u00e9dito de n\u00f3mina (&#8230;) El convenio es a nivel mundial, no s\u00f3lo es en M\u00e9xico\u201d, dijo.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Seg\u00fan el directivo, se ofrece en este producto una tasa de 13.90% anual y los financiamientos son a partir de los 200,000 pesos, la cantidad m\u00ednima del valor del auto para que pueda trabajar con la plataforma de transporte privado. A la fecha, se han otorgado m\u00e1s de 200 pr\u00e9stamos.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">\u201cTraemos m\u00e1s de 200 cr\u00e9ditos en dos meses. Ahorita pensamos hacerlo bien aqu\u00ed en M\u00e9xico, agarrar lo que se pueda del mercado de autos\u201d, indic\u00f3.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">El directivo dijo que pese al entorno macroecon\u00f3mico, no prev\u00e9 que los indicadores en el consumo se deterioren, lo que hace a la Sofom tener buenas perspectivas de mercado.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">\u201cLos indicadores locales que afectan a la Sofom est\u00e1n soportados en un indicador b\u00e1sico que se llama consumo, si el consumo se sigue dando como se viene dando (&#8230;) yo creo que es el gran motor que tenemos\u201d, dijo.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Cuestionado sobre la estrategia de la sofom para amortiguar el impacto de las alzas de inter\u00e9s por parte del Banco de M\u00e9xico de los \u00faltimos meses, indic\u00f3 que en los pr\u00e9stamos a tasa fija se contrajo el margen de la instituci\u00f3n; sin embargo, se optar\u00e1 por ofrecer pr\u00e9stamos a tasa variable con un tope, para paliar la situaci\u00f3n.<\/span><\/p>\n<p><script src=\"\/\/platform.linkedin.com\/in.js\" type=\"text\/javascript\"> lang: es_ES<\/script><br \/>\n<script type=\"IN\/FollowCompany\" data-id=\"10553298\"><\/script><br \/>\n\r\n\t\t\t\n\n<!-- Form created by Optin Forms plugin by WPKube: create beautiful optin forms with ease! -->\n<!-- https:\/\/wpkube.com\/ -->\n\t\t\t<div id=\"optinforms-form5-container\" class=\"optinforms-form-container\" >\r\n\t\t\t\t\t\t\t\t<form method=\"post\" target=\"_blank\" class=\"\" action=\"\/\/yunius.us14.list-manage.com\/subscribe\/post?u=36b9d1a975393da551222585e&amp;id=bf2b483d98\" >\r\n\t\t\t\t\t\t\t\t\t\t<div id=\"optinforms-form5\" style=\"background:#004d71;\">\r\n\t\t\t\t\t\t<div id=\"optinforms-form5-container-left\">\r\n\t\t\t\t\t\t\t<div id=\"optinforms-form5-title\" style=\"font-family:Helvetica; font-size:24px; line-height:24px; color:#95d600\">\u00bfQUIERES SABER M\u00c1S?<\/div><!--optinforms-form5-title-->\r\n\t\t\t\t\t\t\t<input required type=\"text\" id=\"optinforms-form5-name-field\" name=\"OF_NAME\" placeholder=\"Ingresa tu nombre\" style=\"font-family:Arial, Helvetica, sans-serif; font-size:12px; color:#6b6b6b\" \/>\r\n\t\t\t\t\t\t\t<input required type=\"text\" id=\"optinforms-form5-email-field\" name=\"EMAIL\" placeholder=\"Ingresa tu correo electr\u00f3nico\" style=\"font-family:Arial, Helvetica, sans-serif; font-size:12px; color:#6b6b6b\" \/>\r\n\t\t\t\t\t\t\t\r\n\t\t<input type=\"hidden\" name=\"FNAME\" autocomplete=\"off\" class=\"optinforms-mailchimp-field\" \/>\r\n\t\t<input type=\"hidden\" name=\"LNAME\" autocomplete=\"off\" class=\"optinforms-mailchimp-field\" \/>\r\n\r\n\t\t\t\t\t\t\t\t\t<input type=\"submit\" name=\"submit\" id=\"optinforms-form5-button\" value=\"SUSCRIBIRME\" style=\"font-family:Arial, Helvetica, sans-serif; font-size:16px; color:#FFFFFF; background-color:#95d600\" \/>\r\n\t\t\t\t\t\t\t\t<div class=\"optinforms-status-success-message\" style=\"display:none;\">Thank you for subscribing.<\/div>\r\n\t<div class=\"optinforms-status-error-message\" style=\"display:none;\">Something went wrong.<\/div>\r\n\t\t\t\t\t\t\t\t\r\n\t\t<div class=\"optinforms-confirm-checkbox optinforms-form1-confirm-checkbox\">\r\n\r\n\t\t\t<input type=\"checkbox\" required \/> I agree to have my personal information transfered to MailChimp ( <a href=\"https:\/\/mailchimp.com\/legal\/privacy\/\" target=\"_blank\">more information<\/a> )\r\n\t\t<\/div><!-- .optinforms-confirm-checkbox -->\r\n\r\n\t\t\t\t\t\t\t<\/div><!--optinforms-form5-container-left-->\r\n\t\t\t\t\t\t<div id=\"optinforms-form5-container-right\">\r\n\t\t\t\t\t\t\t<div id=\"optinforms-form5-subtitle\" style=\"font-family:Helvetica; font-size:16px; color:#ffffff\">Suscr\u00edbete a nuestro bolet\u00edn para recibir m\u00e1s informaci\u00f3n \u00fatil sobre el sector financiero.<\/div><!--optinforms-form5-subtitle-->\r\n\t\t\t\t\t\t\t<div id=\"optinforms-form5-disclaimer\" style=\"font-family:Arial, Helvetica, sans-serif; font-size:14px; color:#bfbfbf\">Mantenemos tus datos en privado. Aqu\u00ed puedes conocer nuestro <a href=\"http:\/\/www.yunius.com\/aviso-de-privacidad\" target=\"_blank\">AVISO DE PRIVACIDAD<\/a><\/div><!--optinforms-form5-disclaimer-->\r\n\t\t\t\t\t\t<\/div><!--optinforms-form5-container-right-->\r\n\t\t\t\t\t\t<div class=\"clear\"><\/div>\r\n\t\t\t\t\t<\/div><!--optinforms-form5-->\r\n\t\t\t\t\t<div class=\"clear\"><\/div>\r\n\t\t\t\t\t\t\t\t\t<\/form>\r\n\t\t\t<\/div><!--optinforms-form5-container-->\r\n\t\t\t<div class=\"clear\"><\/div>\r\n\t\t\t\n<!-- \/ Optin Forms -->\n\n\t\t\t<style type='text\/css'><\/style>\r\n\t\t<\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Fuente:\u00a0<\/span><a href=\"http:\/\/eleconomista.com.mx\/sistema-financiero\/2016\/11\/01\/sofom-ve-oportunidad-mercado-uber\"><span style=\"font-weight: 400;\">http:\/\/eleconomista.com.mx\/sistema-financiero\/2016\/11\/01\/sofom-ve-oportunidad-mercado-uber<\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Entre las innovaciones tecnol\u00f3gicas que hoy en d\u00eda sirven al usuario com\u00fan, se encuentran las aplicaciones que permiten solicitar y usar el servicio de taxis desde el&hellip; <span class=\"read-more\"><a class=\"more-link\" href=\"https:\/\/www.yunius.com\/sofom-y-uber\" rel=\"bookmark\">Read more <span class=\"screen-reader-text\">\u00abAlianzas que impulsan nuevos modelos econ\u00f3micos: Sofom y Uber\u00bb<\/span><\/a><\/span><\/p>\n","protected":false},"author":1,"featured_media":1075,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1,7],"tags":[35],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.5 - 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