function myplugin_custom_js_for_specific_pages{"id":3024,"date":"2020-10-20T20:19:02","date_gmt":"2020-10-21T01:19:02","guid":{"rendered":"http:\/\/www.yunius.com\/?p=3024"},"modified":"2020-10-20T20:20:32","modified_gmt":"2020-10-21T01:20:32","slug":"el-crowfunding-una-oportunidad-para-sobrevivir-a-la-pandemia","status":"publish","type":"post","link":"https:\/\/www.yunius.com\/el-crowfunding-una-oportunidad-para-sobrevivir-a-la-pandemia","title":{"rendered":"El crowfunding, una oportunidad para sobrevivir a la pandemia"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"571\" height=\"322\" src=\"https:\/\/i0.wp.com\/www.yunius.com\/wp-content\/uploads\/2020\/10\/image.png?resize=571%2C322\" alt=\"\" class=\"wp-image-3025\" srcset=\"https:\/\/i0.wp.com\/www.yunius.com\/wp-content\/uploads\/2020\/10\/image.png?w=571&amp;ssl=1 571w, https:\/\/i0.wp.com\/www.yunius.com\/wp-content\/uploads\/2020\/10\/image.png?resize=300%2C169&amp;ssl=1 300w, https:\/\/i0.wp.com\/www.yunius.com\/wp-content\/uploads\/2020\/10\/image.png?resize=355%2C200&amp;ssl=1 355w\" sizes=\"(max-width: 571px) 100vw, 571px\" data-recalc-dims=\"1\" \/><\/figure><\/div>\n\n\n\n<p class=\"has-text-align-justify\">Las medidas tomadas para desacelerar el ritmo de contagio del Covid-19, han tenido un gran impacto en la econom\u00eda tanto nacional como mundial; dichas medidas dejan como grandes perdedores a las micro, peque\u00f1as y medianas empresas por la falta de apoyos y cr\u00e9ditos para mantenerse a flote, sin embargo, fondeos como el colectivo (crowdfunding) pueden ser una alternativa viable para poder sobrevivir a \u00e9sta crisis.<\/p>\n\n\n\n<p class=\"has-text-align-justify\">La Asociaci\u00f3n Latinoamericana de micros, peque\u00f1os y medianos empresarios estima que unas 100,000 mipymes est\u00e1n en riesgo de cerrar definitivamente al no poder obtener fondeo de emergencia para su operaci\u00f3n diaria.<\/p>\n\n\n\n<p class=\"has-text-align-justify\">A las funestas complicaciones generadas por la pandemia en si, hay que sumar los cl\u00e1sicos problemas a los que se enfrentas las mipymes, como lo es acceder al financiamiento de la banca comercial, y entidades no bancarias como Sofomes, Sofipos, etc.<\/p>\n\n\n\n<p class=\"has-text-align-justify\">Desafortunadamente los bancos, otorgan prestamos a tasas excesivamente altas con burocr\u00e1ticos tr\u00e1mites, y las Sofomes y Sofipos, con el fin de mitigar el alto riesgo, se convierten en nocivas para la mayor\u00eda de las empresas.<\/p>\n\n\n\n<p>De ah\u00ed que recurran a plataformas de Crowdfunding.<\/p>\n\n\n\n<p class=\"has-text-align-justify\">A nivel nacional, hay 4.17 millones de Mipymes, que representan el 52% del PIB, y generan el 72% del empleo, segun datos del INEGI.<\/p>\n\n\n\n<p class=\"has-text-align-justify\">Aunque el crowdfunding puede ayudar a la inclusi\u00f3n financiera y supervivencia de las empresas, tambien tiene puntos a considerar.<\/p>\n\n\n\n<p class=\"has-text-align-justify\">La informaci\u00f3n no verificable, riesgos de fraude, ataques cibern\u00e9ticos, robo de datos e insolvencia o quiebra\u2026 son algunos de los puntos que se mencionan en el estudio de la industria de crowdfunding en M\u00e9xico de Capital emprendedor y Nafin M\u00e9xico.<\/p>\n\n\n\n<p class=\"has-text-align-justify\">En 2017, casi 8,000 empresas consiguieron financiamiento para sus proyectos bajo la modalidad de deuda y capital a trav\u00e9s del crowdfunding, un crecimiento del 280% comparado con 2015.<\/p>\n\n\n\n<p class=\"has-text-align-justify\">La mayor\u00eda de los integrantes de la Junta de Gobierno de Banco de M\u00e9xico not\u00f3 que el impacto de la pandemia ya se refleja en el financiamiento a empresas y hogares, de acuerdo con la minuta de la \u00faltima reuni\u00f3n de pol\u00edtica monetaria, esto pese a los esfuerzos del banco central para impulsar el cr\u00e9dito a las personas f\u00edsicas y mipymes afectadas por la pandemia.<\/p>\n\n\n\n<p class=\"has-text-align-justify\">La econom\u00eda mexicana sufri\u00f3 una contracci\u00f3n del 17.3% en el segundo trimestre del a\u00f1o, y para lo que resta del mismo, el panorama no es nada alentador.<\/p>\n\n\n\n<p>\u00bfTu que opinas acerca del crowdfunding?<\/p>\n\n\n\n\r\n\t\t\t\n\n<!-- Form created by Optin Forms plugin by WPKube: create beautiful optin forms with ease! 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Aqu\u00ed puedes conocer nuestro <a href=\"http:\/\/www.yunius.com\/aviso-de-privacidad\" target=\"_blank\">AVISO DE PRIVACIDAD<\/a><\/div><!--optinforms-form5-disclaimer-->\r\n\t\t\t\t\t\t<\/div><!--optinforms-form5-container-right-->\r\n\t\t\t\t\t\t<div class=\"clear\"><\/div>\r\n\t\t\t\t\t<\/div><!--optinforms-form5-->\r\n\t\t\t\t\t<div class=\"clear\"><\/div>\r\n\t\t\t\t\t\t\t\t\t<\/form>\r\n\t\t\t<\/div><!--optinforms-form5-container-->\r\n\t\t\t<div class=\"clear\"><\/div>\r\n\t\t\t\n<!-- \/ Optin Forms -->\n\n\t\t\t<style type='text\/css'><\/style>\r\n\t\t\n","protected":false},"excerpt":{"rendered":"<p>Las medidas tomadas para desacelerar el ritmo de contagio del Covid-19, han tenido un gran impacto en la econom\u00eda tanto nacional como mundial; dichas medidas dejan como&hellip; <span class=\"read-more\"><a class=\"more-link\" href=\"https:\/\/www.yunius.com\/el-crowfunding-una-oportunidad-para-sobrevivir-a-la-pandemia\" rel=\"bookmark\">Read more <span class=\"screen-reader-text\">\u00abEl crowfunding, una oportunidad para sobrevivir a la pandemia\u00bb<\/span><\/a><\/span><\/p>\n","protected":false},"author":1,"featured_media":2305,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - 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