function myplugin_custom_js_for_specific_pages{"id":3282,"date":"2021-03-19T20:12:59","date_gmt":"2021-03-20T02:12:59","guid":{"rendered":"http:\/\/www.yunius.com\/?p=3282"},"modified":"2021-04-06T14:42:18","modified_gmt":"2021-04-06T19:42:18","slug":"oxxo-ahora-funcionara-como-fintech","status":"publish","type":"post","link":"https:\/\/www.yunius.com\/oxxo-ahora-funcionara-como-fintech","title":{"rendered":"Oxxo ahora funcionar\u00e1 como Fintech"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"257\" height=\"249\" src=\"https:\/\/i0.wp.com\/www.yunius.com\/wp-content\/uploads\/2021\/03\/image-4.png?resize=257%2C249\" alt=\"\" class=\"wp-image-3283\" srcset=\"https:\/\/i0.wp.com\/www.yunius.com\/wp-content\/uploads\/2021\/03\/image-4.png?w=257&amp;ssl=1 257w, https:\/\/i0.wp.com\/www.yunius.com\/wp-content\/uploads\/2021\/03\/image-4.png?resize=206%2C200&amp;ssl=1 206w\" sizes=\"(max-width: 257px) 100vw, 257px\" data-recalc-dims=\"1\" \/><\/figure><\/div>\n\n\n\n<p class=\"has-text-align-justify\">La cadena nacional de tiendas de conveniencia Oxxo, ahora entra al sector de las Fintechs, y lanza su tarjeta virtual \u201cSpin\u201d, en b\u00fasqueda de bancarizar a m\u00e1s consumidores y que los costos operativos de ser corresponsales bancarios les retribuya en conocimiento de los usuarios.<\/p>\n\n\n\n<p class=\"has-text-align-justify\">\u201cEl producto Spin te permite hacer lo mismo que hubieras hecho en las tiendas: pagar los servicios, tiempo aire, etc., pero hacerlo desde tu tel\u00e9fono y cargar su tarjeta Spin a trav\u00e9s de las tiendas Oxxo y retirar dinero desde las mismas\u201d, dijo&nbsp;Eugenio Garza y Garza, director de finanzas de Fomento Econ\u00f3mico Mexicano (FEMSA).<\/p>\n\n\n\n<p>Inicialmente iniciar\u00e1 en San Luis Potos\u00ed para evaluar alcances y resultados.<\/p>\n\n\n\n<p class=\"has-text-align-justify\">\u201cJunto con el producto Fintech, deber\u00edamos darnos una idea m\u00e1s clara de qui\u00e9nes son nuestros clientes, qu\u00e9 est\u00e1n haciendo, qu\u00e9 est\u00e1n consumiendo, cu\u00e1les son sus tendencias, para que podamos adaptarnos mejor a las promociones y la oferta de productos para ellos\u201d, asegur\u00f3.<\/p>\n\n\n\n<p class=\"has-text-align-justify\">Seg\u00fan datos de la Comisi\u00f3n Nacional Bancaria y de Valores (CNBV),&nbsp;Oxxo es el principal corresponsal bancario del pa\u00eds, ya que de los de 43,397 puntos para hacer pagos o transferencias&nbsp;en operaci\u00f3n al cierre de 2019, la cadena representaba el 43%; cuatro de cada cinco pesos recaudados en Oxxo ten\u00edan que ver con servicios financieros, lo que desde entonces presiona sus costos operativos.<\/p>\n\n\n\n<p class=\"has-text-align-justify\">Detall\u00f3 que, por tipo de operaciones en los corresponsales bancarios, 82% fueron dep\u00f3sitos, 11% pago de cr\u00e9ditos, 5% retiros de efectivo, 1% pago de servicios y 1% apertura de cuentas.<\/p>\n\n\n\n<p class=\"has-text-align-justify\">Durante el 2020, los gastos de operaci\u00f3n de Oxxo se incrementaron 5 por ciento anual, a 15 mil 957 millones de pesos, creciendo m\u00e1s que los ingresos.<\/p>\n\n\n\n<p>Spin operar\u00e1 como Fintech, pero tambi\u00e9n podr\u00e1 tener su forma f\u00edsica con una tarjeta de Visa.<\/p>\n\n\n\n<p class=\"has-text-align-justify\">La apertura de cuenta no tiene costo, tampoco se tienen comisiones por monto m\u00ednimo ni anualidad; no es necesario contar con alguna cuenta existente, pues se puede abrir una cuenta de d\u00e9bito digital.<\/p>\n\n\n\n<p>Desde 2014, Oxxo inici\u00f3 en la bancarizaci\u00f3n con la tarjeta de d\u00e9bito S\u00e1ldalo, la cual opera con CitiBanamex.<\/p>\n\n\n\n<p>Adem\u00e1s de Spin, la empresa trabaja en un programa de lealtad que opera tambi\u00e9n como aplicaci\u00f3n m\u00f3vil.<\/p>\n\n\n\n\r\n\t\t\t\n\n<!-- Form created by Optin Forms plugin by WPKube: create beautiful optin forms with ease! 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