function myplugin_custom_js_for_specific_pages{"id":3662,"date":"2021-11-19T15:38:56","date_gmt":"2021-11-19T21:38:56","guid":{"rendered":"http:\/\/www.yunius.com\/?p=3662"},"modified":"2021-11-19T15:38:59","modified_gmt":"2021-11-19T21:38:59","slug":"transferencia-bancaria-a-cuenta-equivocada","status":"publish","type":"post","link":"https:\/\/www.yunius.com\/transferencia-bancaria-a-cuenta-equivocada","title":{"rendered":"\u00bfTransferencia bancaria a cuenta equivocada?"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"325\" height=\"230\" src=\"https:\/\/i0.wp.com\/www.yunius.com\/wp-content\/uploads\/2021\/11\/image-9.png?resize=325%2C230\" alt=\"\" class=\"wp-image-3663\" srcset=\"https:\/\/i0.wp.com\/www.yunius.com\/wp-content\/uploads\/2021\/11\/image-9.png?w=325&amp;ssl=1 325w, https:\/\/i0.wp.com\/www.yunius.com\/wp-content\/uploads\/2021\/11\/image-9.png?resize=300%2C212&amp;ssl=1 300w, https:\/\/i0.wp.com\/www.yunius.com\/wp-content\/uploads\/2021\/11\/image-9.png?resize=283%2C200&amp;ssl=1 283w\" sizes=\"(max-width: 325px) 100vw, 325px\" data-recalc-dims=\"1\" \/><\/figure><\/div>\n\n\n\n<p class=\"has-text-align-justify\">Esto sucede m\u00e1s frecuentemente de lo que crees, y esperemos que no te pase nunca, pero si cayeras en \u00e9ste error, calma\u2026 ya que tu dinero no est\u00e1 del todo perdido.<\/p>\n\n\n\n<p class=\"has-text-align-justify\">De acuerdo con la Comisi\u00f3n Nacional para la Protecci\u00f3n y Defensa de los Usuarios de Servicios Financieros (CONDUSEF) los errores en las transacciones bancarias son m\u00e1s comunes de lo que parece.<\/p>\n\n\n\n<p class=\"has-text-align-justify\">Y si bien el monto no puede estar perdido del todo, en un primer momento, la devoluci\u00f3n del dinero estar\u00e1 sujeta a la buena fe de la persona a la que le hiciste el dep\u00f3sito y el tipo de operaci\u00f3n que se realiz\u00f3.<\/p>\n\n\n\n<p class=\"has-text-align-justify\">Si la transferencia se llev\u00f3 a cabo por el sistema SPEI o v\u00eda electr\u00f3nica, lo primero que se debe hacer es dar aviso inmediatamente a tu banco, para que \u00e9ste comience con la b\u00fasqueda del titular de la cuenta a la que se haya realizado la operaci\u00f3n, se\u00f1ala la CONDUSEF.<\/p>\n\n\n\n<p class=\"has-text-align-justify\">Pero debes tomar en cuenta que si la transferencia se hizo a una cuenta de la misma instituci\u00f3n no se podr\u00e1 detener por la rapidez de la aplicaci\u00f3n de la operaci\u00f3n.<\/p>\n\n\n\n<p class=\"has-text-align-justify\">En caso de que \u00e9sta se realizar\u00e1 en una ventanilla, podr\u00e1s pedir que te orienten y ayuden con la cancelaci\u00f3n de la transferencia, ya que todos los Bancos tienen una hora de corte de caja y \u00e9sta depende del sistema de cada instituci\u00f3n.<\/p>\n\n\n\n<p class=\"has-text-align-justify\">Una vez que el banco haya identificado al titular, se pondr\u00e1 en contacto con la persona para explicarle la situaci\u00f3n y buscar\u00e1 acordar la devoluci\u00f3n del dinero, no obstante la entidad financiera no tiene facultades para obligar a la persona que recibi\u00f3 el dep\u00f3sito a devolverlo.<\/p>\n\n\n\n<p class=\"has-text-align-justify\">Si el dep\u00f3sito fue a un banco diferente, tambi\u00e9n deber\u00e1s dar aviso del error a tu banco, y tu entidad bancaria se pondr\u00e1 en contacto con la instituci\u00f3n financiera a la que pertenece la cuenta para la devoluci\u00f3n del monto.<\/p>\n\n\n\n<p class=\"has-text-align-justify\">Al ser un dep\u00f3sito interbancario, el Banco beneficiario deber\u00e1 esperar a que la persona que recibi\u00f3 el dinero, se pronuncie y lo regrese. Por lo anterior, este proceso puede ser m\u00e1s lento.<\/p>\n\n\n\n<p class=\"has-text-align-justify\">Sin embargo, a pesar de lo tardado que pueda ser, en esta situaci\u00f3n hay m\u00e1s probabilidades de que recuperes tu dinero ya que los dep\u00f3sitos interbancarios pueden tardar m\u00e1s de 24 horas en liberarse, aunque tambi\u00e9n muchas veces s\u00f3lo tardan unos minutos en aplicar la operaci\u00f3n, depende de los bancos involucrados.<\/p>\n\n\n\n<p class=\"has-text-align-justify\">Al final se trata de un error del usuario, pero no existe un tema inmediato en donde se pueda bloquear la cuenta de la persona a la que le lleg\u00f3 el dep\u00f3sito, porque no tuvo nada que ver con la cuesti\u00f3n operativa del banco. El banco no puede congelar las cuentas ni la operaci\u00f3n porque puede ser un intento de fraude o un delito.<\/p>\n\n\n\n<p class=\"has-text-align-justify\">En caso de que la cuenta sea inexistente, es m\u00e1s sencillo, ya que en cuanto tu banco detecte de la inexistencia de la cuenta te regresar\u00e1 tu dinero sin mayor tr\u00e1mite.<\/p>\n\n\n\n<p class=\"has-text-align-justify\">Finalmente la recomendaci\u00f3n es que verifiques concienzudamente el n\u00famero antes de confirmar la operaci\u00f3n, para evitar \u00e9sta desagradable sorpresa. Si tus dep\u00f3sitos son frecuentemente a las mismas cuentas, tienes la opci\u00f3n de guardar los n\u00fameros en la misma aplicaci\u00f3n del banco, as\u00ed no tendr\u00e1s que preocuparte mucho por recordar y teclear cada vez los n\u00fameros, y s\u00f3lo seleccionaras el nombre del titular que se beneficiar\u00e1.<\/p>\n\n\n\n\r\n\t\t\t\n\n<!-- Form created by Optin Forms plugin by WPKube: create beautiful optin forms with ease! -->\n<!-- https:\/\/wpkube.com\/ -->\n\t\t\t<div id=\"optinforms-form5-container\" class=\"optinforms-form-container\" >\r\n\t\t\t\t\t\t\t\t<form method=\"post\" target=\"_blank\" class=\"\" action=\"\/\/yunius.us14.list-manage.com\/subscribe\/post?u=36b9d1a975393da551222585e&amp;id=bf2b483d98\" >\r\n\t\t\t\t\t\t\t\t\t\t<div id=\"optinforms-form5\" style=\"background:#004d71;\">\r\n\t\t\t\t\t\t<div id=\"optinforms-form5-container-left\">\r\n\t\t\t\t\t\t\t<div id=\"optinforms-form5-title\" style=\"font-family:Helvetica; font-size:24px; line-height:24px; color:#95d600\">\u00bfQUIERES SABER M\u00c1S?<\/div><!--optinforms-form5-title-->\r\n\t\t\t\t\t\t\t<input required type=\"text\" id=\"optinforms-form5-name-field\" name=\"OF_NAME\" placeholder=\"Ingresa tu nombre\" style=\"font-family:Arial, Helvetica, sans-serif; font-size:12px; color:#6b6b6b\" \/>\r\n\t\t\t\t\t\t\t<input required type=\"text\" id=\"optinforms-form5-email-field\" name=\"EMAIL\" placeholder=\"Ingresa tu correo electr\u00f3nico\" style=\"font-family:Arial, Helvetica, sans-serif; font-size:12px; color:#6b6b6b\" \/>\r\n\t\t\t\t\t\t\t\r\n\t\t<input type=\"hidden\" name=\"FNAME\" autocomplete=\"off\" class=\"optinforms-mailchimp-field\" \/>\r\n\t\t<input type=\"hidden\" name=\"LNAME\" autocomplete=\"off\" class=\"optinforms-mailchimp-field\" \/>\r\n\r\n\t\t\t\t\t\t\t\t\t<input type=\"submit\" name=\"submit\" id=\"optinforms-form5-button\" value=\"SUSCRIBIRME\" style=\"font-family:Arial, Helvetica, sans-serif; font-size:16px; color:#FFFFFF; background-color:#95d600\" \/>\r\n\t\t\t\t\t\t\t\t<div class=\"optinforms-status-success-message\" style=\"display:none;\">Thank you for subscribing.<\/div>\r\n\t<div class=\"optinforms-status-error-message\" style=\"display:none;\">Something went wrong.<\/div>\r\n\t\t\t\t\t\t\t\t\r\n\t\t<div class=\"optinforms-confirm-checkbox optinforms-form1-confirm-checkbox\">\r\n\r\n\t\t\t<input type=\"checkbox\" required \/> I agree to have my personal information transfered to MailChimp ( <a href=\"https:\/\/mailchimp.com\/legal\/privacy\/\" target=\"_blank\">more information<\/a> )\r\n\t\t<\/div><!-- .optinforms-confirm-checkbox -->\r\n\r\n\t\t\t\t\t\t\t<\/div><!--optinforms-form5-container-left-->\r\n\t\t\t\t\t\t<div id=\"optinforms-form5-container-right\">\r\n\t\t\t\t\t\t\t<div id=\"optinforms-form5-subtitle\" style=\"font-family:Helvetica; font-size:16px; color:#ffffff\">Suscr\u00edbete a nuestro bolet\u00edn para recibir m\u00e1s informaci\u00f3n \u00fatil sobre el sector financiero.<\/div><!--optinforms-form5-subtitle-->\r\n\t\t\t\t\t\t\t<div id=\"optinforms-form5-disclaimer\" style=\"font-family:Arial, Helvetica, sans-serif; font-size:14px; color:#bfbfbf\">Mantenemos tus datos en privado. 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